Why Online Study Is Perfect For Women
Since online study was invented only a few years ago, it has gone from strength to strength, becoming a hugely popular alternative to studying on-campus. For many students, online study has given them the opportunity that they needed in order to follow their dreams and finally get a college degree or top up their education with a postgraduate qualification, without causing as much disruption to their career or daily life as studying on-campus likely would. Statistics show that women are one of the largest groups of people who choose online study, and there are many reasons why!
Flexibility
For women, flexibility is often one of the most important factors when it comes to making a new commitment as large as studying for an MHA online or similar type of degree program from Ohio University. This is especially important for women who are perhaps working full-time or have children to look after, in which case committing to on-campus classes is likely to be almost impossible for many mothers. But, with an online degree, moms can study at home whilst their little ones are in school or sleeping, making it the perfect choice for education.
Cost
Reduced cost is one of the main reasons why both men and women opt for online degree courses. However, for women who have children, this reduced cost is often the deciding factor when it comes to studying online, as not only can they save money on tuition fees providing them with more money to invest in their family, there are also many other things that women and mothers can save on by studying online. For example, with an online degree program, there won’t be any need for students to commute to campus, and moms can save money by avoiding pricey childcare costs.
Options
For many women, online study has become an awesome opportunity as it provides girls and women around the world with a wide variety of options for choosing a career or furthering their current choice. Whether she wants to become a nurse, work in healthcare management, start her own business or study IT and computer science, today’s modern woman can do all of this and more online, helping to squash many of the obstacles that many women around the world today still face when it comes to obtaining a higher education.
Independence
The fact that online study is very self-led has made it an attractive option for independent women and men around the world. Studying online gives you full control over this aspect of your education, allowing you to choose when and where you’d like to study. Some online degree courses will even offer the option to complete your course in a shorter amount of time, for example in just two or three years rather than four, or one year rather than two for many master’s degrees.
Online study has transformed the lives of many people around the world, and women are one of the main groups of people to have benefitted from this.
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5 Reasons You Should Spend The Christmas Holidays In Port Harcourt, By Residents
Port Harcourt in the south-south Nigeria can simply be described as Nigeria’s second economic haven. The state is popular for having huge oil deposits which is the mainstay of Nigeria’s economy. The oil-rich city was named Port Harcourt in honour of Lewis Vernon Harcourt by Sir Frederick Lugard in August 1913. It features beautiful coastal sandy beaches navigating through major cities and towns.
So, it is a perfect destination for anyone looking to indulge this Christmas. In addition, there is the Port Harcourt Carnival tagged CARNIRIV which is one of the most popular events everyone in Port Harcourt looks forward to. As a visitor, you can access this city via the International Airport or by road. Jumia Travel unveils the fun things you can do when you are out and about in the Garden City this long weekend.
Isaac Boro Garden Park
This is a popular garden park located at the south end of Aba road. This park was named after Major Isaac Boro who died in the Biafran war. The tomb of the soldiers here marks those who fell in the world wars. The park is a popular venue for live music, picnic and other events including trade fairs. Mr. George Amadakabo who resides in the Garden City said: “I live in Port Harcourt and I have visited the Isaac Boro Garden located on Aba road several times and I can say that it is a perfect place to relax and have fun this Christmas.”
Port Harcourt Cultural Centre
Another place according to Amadakabo to experience PH city is the Port Harcourt Cultural Centre. This centre Amadakabo says is where culture meets arts. You can watch stage plays and cultural dances while admiring beautifully carved artifacts and handicrafts on sale. They are significant souvenirs to buy to remind you of a visit to the oil city.
Port Harcourt tourist beach
The Port Harcourt tourist beach is located on an artificial sand beach along the Kolabi creek east of the old township. It serves as the perfect leisure and relaxation spot coupled with a bush-bar restaurant selling fresh palm wine, local dishes and entertainment. The beach also has a jetty, a restaurant, wildlife, museum and games room. A visit to the beach offers all-around fun to fun-seekers.
Shopping
The Mile One market along Ikwerre road is a popular place to visit to feel the pulse of a buzzing city. You can buy everything from fashion items to consumer goods as well as laugh at the shenanigans of the sellers as they attempt to poach customers. But if you do not fancy going to the market, Amadakabo advises you to visit places like Park n’ Shop, Everyday Emporium, and the Craft Centre to do all your shopping.
Eating
A metropolitan city like Port Harcourt never lacks fantastic and awesome spots to eat. You can eat great cuisine at one of the many well-established restaurants or ‘bukkas’ along the streets of Port Harcourt. Amadakabo adds that some of the best restaurants in PH are Chicken Calypso Fast food and restaurant, Bouvati fast food and Portofino foods are among the popular restaurants.
Sleeping
The era of running helter-skelter searching for a hotel to sleep in is over with entry of booking portal into the hospitality industry. Travelers can now book hotels ahead of their trip. Affordable hotels in Port Harcourt include Sparklyn Hotels & Suites GRA; 1804 Boutique Hotel and Best Premier Hotel & Resort Port Harcourt. So, if you are looking for where to spend this long weekend, Port Harcourt should be on your priority list, as advised by Amadakabo.
Adeniyi Ogunfowoke is a PR associate at Jumia Travels.
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5 Health Benefits Of Cooking With Olive Oil
One of the goals that you need to have right now is to be healthy, especially when you cook something for your family. Most of the time, you are just focusing on the income and material things that you have enjoyed for yourself and your family. However, you forgot about monitoring your health. If you are serious about getting healthy, you need to have something that could prevent chronic illnesses to come shortly.
In all aspects of life, health has been the number one priority for most people around the world. In today’s era, many people are suffering from various degenerative diseases like diabetes, mild stroke, severe pilar cyst, cardiovascular and respiratory disease, cancer, and a lot more. You do know that most of the foods you eat are delicious.
From breakfast to dinner, it makes you and your family craves for happiness with all the foods you eat. However, there’s always a catch regarding eating them. Not all of the foods you eat are healthy, especially fruits and vegetables. When you cook something for your family or friends, make sure that it has health benefits. Not only that they’re delicious, but healthy at the same time.
One of the ingredients you may not go to ignore nowadays is olive oil. It has numerous and proven health benefits that could make your food delicious and improves specific health conditions at the same time.
Here are the health benefits of olive oil that would contribute to improving your health status.
Health Benefit #1 – It fights osteoporosis
One of the health benefits of cooking foods with olive oil is to prevent and fight osteoporosis. It is especially for those women who are ages 50 and above. If you’re one of those who is having signs of osteoporosis, don’t hesitate to include olive oil in your delicious recipes.
Health Benefit #2 – It prevents you from suffering stroke
Not only olive oil can fight osteoporosis, but it also prevents you from a mild stroke. You know that it is difficult for a person to suffer from mild to severe stroke. Olive oil has the capability for you to be protected and prevented from suffering this degenerative ailment.
Health Benefit #3 – It fights depression
For those of you who have mental illness and depression, olive oil can help you fight through that. There are some cases or studies already that olive oil is capable of fighting depression within you. If you’re one of those people, who are currently depressed and wanted to recover quickly, add olive oil to your delicious menus.
Health Benefit #4 – It promotes heart health
One of the essential benefits of olive oil is to make your heart healthy like no other. For those people like you are suffering from heart problems or issues, adding olive oil in your recipe could be a big help to your needs.
Health Benefit #5 – It prevents the risk of type II diabetes
Not only olive oil can promote the health of your heart, but it also prevents you from having the risk of suffering type II diabetes. All you need to do is put olive oil in your delicious foods to prepare on the table, and you’re ready to go. There’s no doubt you’ll be saved from this degenerative disease if done in a continuous way.
Conclusion
It is proven that the capabilities of cooking foods with olive oil are entirely useful. Once you’re going to do this on a consistent basis, there’s no doubt that you’ll stay healthy as you are. Your goal is to have a healthy lifestyle, and cooking foods with olive oil are giving you, the health benefits that you wanted today. Never hesitate to buy this simple add-on, as it could help maintain your health once and for all.
Jeff Caceres is a freelance blogger who loves to share tips and advice about living a healthy lifestyle through proper choice of foods. You can check out his website at http://healthwhoop.com for more information about chronic illnesses and how to prevent them.
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7 Situations You Can Say Thank You And Improve Your Life
I don’t say “Thank You” as often as I should and I doubt I’m the only one.
In fact, I’m starting to believe that “Thank You” is the most under-appreciated and under-used phrase on the planet. It is appropriate in nearly any situation and it is a better response than most of the things we say. Let’s cover 7 common situations when we say all sorts of things, but should say “Thank You” instead.
Before we talk about how to get started, I wanted to let you know I researched and compiled science-backed ways to stick to good habits and stop procrastinating. Want to check out my insights? Download my free PDF guide “Transform Your Habits” here.
1. When you’re receiving a compliment.
We often ruin compliments by devaluing the statement or acting overly humble. Internally, you might think this prevents you from appearing arrogant or smug.
The problem is that by deflecting the praise of a genuine compliment, you don’t acknowledge the person who was nice enough to say something. Simply saying “Thank You” fully acknowledges the person who made the compliment and allows you to enjoy the moment as well.
Example: “Your dress looks great.”
- Instead of: “Oh, this old thing? I’ve had it for years.”
- Try saying: “Thank you. I’m glad you like it.”
Example: “Wow! 20 points tonight. You played really well in the game.”
- Instead of: “Yeah, but I missed that wide-open shot in the 3rd quarter.”
- Try saying: “Thank you. It was a good night.”
Example: “You killed your presentation today!”
- Instead of: “Did I? I felt so nervous up there. I’m glad it looked alright.”
- Try saying: “Thank you. I’m happy it went well.”
There is something empowering about fully accepting a compliment. When you deflect praise, you can’t really own it. When you just say “Thank You,” you let the weight of the compliment sink in and become yours. Saying “Thank You” gives your mind permission to be built up by the compliments you receive.
Getting compliments should be fun and enjoyable, but we often ruin the experience. There’s no need to sabotage compliments that come your way. Accept them with grace and enjoy the moment.
2. When you’re running late.
Being late is the worst. It’s stressful for the person who is running late and it’s disrespectful to the person who is waiting.
It might seem strange to thank someone for dealing with your hassle, but that’s exactly the correct response. Most people stumble in the door and say, “Sorry I’m late.”
The problem is this response still makes the situation about you. Sorry, I’m late. Saying “Thank You” turns the tables and acknowledges the sacrifice the other person made by waiting. Thank you for waiting.
Example: You walk in the door 14 minutes late.
- Instead of: “So sorry I’m late. Traffic was insane out there.”
- Try saying: “Thank you for your patience.”
When we make a mistake, someone else often makes a sacrifice. Our default response is to apologize for our failure, but the better approach is to praise their patience and loyalty. Thank them for what they did despite your error.
3. When you’re comforting someone.
When someone comes to you with bad news, it can be awkward. You want to be a good friend, but most people don’t know what to say. I know I’ve felt that way before.
Often times, we think it’s a good idea to add a silver lining to the problem. “Well, at least you have…”
What we fail to realize is that it doesn’t matter if you don’t know what to say. All you really need is to be present and thank them for trusting you.
Example: Your co-worker’s mother passed away recently.
- Instead of: “At least you have a lot of fond memories to hold onto.”
- Try saying: “Thank you for sharing that with me. I know this is a hard time for you.”
Example: Your brother lost his job.
- Instead of: “At least you have your health.”
- Try saying: “Thank you for sharing this with me. I’m here to support you.”
Example: Your friend’s pet just died.
- Instead of: “At least they had a long and happy life.”
- Try saying: “Thank you for sharing that with me. I’m here for you.”
In times of suffering, we don’t need to hear words to ease the pain as much as we need someone to share our pain. When you don’t know what to say, just say “Thank You” and be there.
4. When you’re receiving helpful feedback.
Feedback can be very helpful, but we rarely see it that way. Whether it is an unflattering performance review from your boss or an email from an unhappy customer, the standard reaction is to get defensive. That’s a shame because the correct response is to simply say, “Thank You” and use the information to improve.
Example: “This work isn’t good enough. I thought you would do better.”
- Instead of: “You don’t understand. Here’s what really happened.”
- Try saying: “Thank you for expecting more of me.”
Example: “I bought your product last week and it already broke. I am not happy with this experience.”
- Instead of: “How did you use it? We made it very clear in our terms and conditions that the product is not designed to work in certain conditions.“
- Try saying: “Thank you for sharing your thoughts. Please know we are committed to becoming better. Can you share more details about the issue?”
Nobody likes to fail, but failure is just a data point. Respond to helpful feedback with thanks and use it to become better.
5. When you’re receiving unfair criticism.
Sometimes criticism isn’t helpful at all. It’s just vindictive and mean. I’ve written about how to deal with haters previously, but one of the best approaches is to just say thank you and move on.
When you thank someone for criticizing you, it immediately neutralizes the power of their statements. If it’s not a big deal to you, then it can’t grow into a larger argument.
Example: “This might be good advice for beginners, but anyone who knows what they are doing will find this useless.”
- Instead of: “Well, clearly, I wrote this for beginners. This might be a surprise, but not everything was written with you in mind.”
- Try saying: “Thank you for sharing your opinion. I’ll try to improve next time.”
Example: “Your statement is the dumbest thing I’ve read all week.”
- Instead of: “You’re an idiot. Let me tell you why…”
- Try saying: “Thank you for the feedback. I still have a lot to learn.”
Releasing the need to win every argument is a sign of maturity. Someone on the internet said something wrong? So what. Win the argument by the way you live your life.
6. When someone gives you unsolicited advice.
This shows up a lot in the gym. Everybody has an opinion about what your technique should look like. I think most people are just trying to be helpful, but hearing someone’s opinion about you when you didn’t ask for it can be annoying.
One time, someone pointed out some flaws in my squat technique in a video I posted online. I responded by sarcastically asking if he had a video of himself doing it correctly. Somewhere deep in my mind, I assumed that if I reminded him that his technique wasn’t perfect, then I would feel better about the fact that mine wasn’t perfect either. That’s an unnecessary and defensive response.
The better approach? Just say “Thank You.”
Example: “You know, you should really keep your hips back when you do that exercise.”
- Instead of: “Oh really? Do you have a video of yourself doing it so I can see it done correctly?”
- Try saying: “Thank you for the help.”
Pointing out others faults doesn’t remove your own. Thank people for raising your self-awareness, even if it was unsolicited.
7. When you’re not sure if you should thank someone.
When in doubt, just say thank you. There is no downside. Are you honestly worried about showing too much gratitude to the people in your life?
“Should I send a Thank You card in this situation?” Yes, you should.
“Should I tip him?” If you don’t, at least say thank you.
Say thank you, more often.
James Clear is a self-help professional. This article originally appeared on his website, James Clear.
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Top Safety Tips You Should Know About EOT Cranes
Top Safety Tips You Should Know About EOT Cranes
High-tech machines like EOT cranes have made work easier and productive for workers in industrial sectors. EOT cranes are mostly found dotting construction sites. Most of the building and construction companies use overhead cranes to move heavy loads from one place to another in the most effective manner and in no time. As compared to manual labor, these kinds of cranes are extremely fast and effective.
There are several EOT crane manufacturers such as DGCRANE, a professional overhead crane manufacturer specialized in building and designing cranes. They offer different types of EOT cranes and they are; double girder EOT crane, single girder EOT crane, Underslung cranes and European Type Overhead Crane. EOT overhead cranes will help you improve safety and efficiency of your work.
However, no machine is entirely safe and harmless. With any kind of heavy machines, there lies some risk and insecurities. Here are some of the safest ways in which you can operate EOT cranes to derive maximum benefits and effectiveness:
It is very important to make regular checks and inspections to understand the actual condition of the EOT crane going to be used. If you find out some sort of discrepancies or something out of place, you should immediately report it to the respective authorities. Similarly, if you see that your crane is not at all in good condition, you should simply refrain yourself from using it. Wait until it has been certified safe by the qualified personals.
Never put on weights that are heavier than the load-carrying capacity of the cranes. Highly improved overhead cranes are designed to carry heavy loads, subject to some limits. For example, the load carrying capacity in most of the cranes varies from 3 tons to 500 tons. Now, if you put more weights than that is prescribed, obviously, the crane will start to malfunction and may cause you some serious injuries. The accidents caused by crane malfunction can be very deadly, even resulting in untimely deaths. Hence, you must always use the EOT crane to lift appropriate weight objects, without crossing the limits.
After securing the loads with your EOT cranes, always practice double-checks. Be entirely sure, before lifting the weights up, because once the cranes lift up the load nothing can be done to prevent the load from falling, in the event of technical failures. So, it is always advisable to run double-checks rather than feeling guilty or sorry later.
Though cranes rely on technologies yet it needs workers for operations. A worker will press the switches and knobs to operate an overhead crane. However, when a worker works in a partnership with another worker, the results are better. Signaling has become an integral part of crane operations. Hence, instead of relying on many people for the right signals, trust only one person who will be acting as your signaling partner. However, just be sure that the signaling person is alert and knows his work well.
Lastly, never be inattentive or sleepy, during your working hours; it may turn fatal. Workers operating on overhead cranes should be well aware of his surroundings so that he can anytime avoid any kind of accidents or mishaps. Being alert is one of the main requisites of operating EOT cranes safely and securely.
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10 Signs Of Genuine People
Who doesn’t like what is genuine, authentic and original? Being genuine is a trademark of success as this quality boosts self-confidence and primes vision and focus.
Genuine people don’t need to fake it or pretend to be what or who they are not as there are no privileges for them to live under such a guise.
However being genuine in a world where there is a lot of attention and publicity offered to products, individuals or items which end up betraying our trust makes it hard for us to be genuine. Yet it is worth it. Here is how one can know if they are genuine.
1. They protect their self esteem
Genuine people are not concerned about external factors that could bruise their esteem. They don’t need validation from their external environment since they are much less defensive about a lot of things. They are instead happy and content with who they are.
2. They speak their mind
Genuine people are expressive. They are not shy about sharing their thoughts or perspectives about a subject. They understand that their opinions count. It is not as if they are trying to convince others about what they have to say, rather they feel relevant enough to be heard.
3. They can define their paths
They know where they are going. They do not need to be pushed by conventional thoughts or opinions on how to achieve or attain their goals. They can discover the adequate channels to take as they have an internal guide on how to pursue their passions or goals. They can forge an entirely new path in the process of getting to their destination.
4. They can take responsibility
They understand that life is a mix of wrongs and right and nothing is perfect. As much as they are able to confront their thoughts, beliefs and behaviors, they know how to identify their faults and accept them if their actions from them hurt others.
5. They can offer and take a compliment
They are able to offer their gratitude and accept one too. They see a compliment for what it is and do not strain such expressions. They do not over-think it or find reasons for not accepting a well displayed form of gratitude. They understand the flow of life and how much they can help in channeling that flow of acceptance and giving.
6. They do not judge others
Since they are honest about their abilities and they know they are not perfect they find reason to give room to others mistakes and opinions. Other humans should be given the opportunity to express themselves as we all have differing beliefs and opinions. They are not judgmental of others.
7. They are not insecure
They are not masked with feelings of inferiority or insecurity. They really are not concerned about other people’s opinion as they are confident and simply themselves. They do not adjust their lifestyle for you to like them or not.
8. They are not threatened by failure
Genuine people see failure as a way of learning. They are not afraid to try something new and go down an unconventional route if it will be a source of experience, knowledge and satisfaction. They are far from trying to take a route because it guarantees safety and security. Rather they are happy with doing something other people are not doing to challenge the norm.
9. They practice what they preach and preach what they practice
You can count on them practicing what they preach. They are solid and predictable. They meet their commitments and do not try to exaggerate in their deeds or words. As genuine people they are not trying to live their lives according to other people’s standard. Even when it is hard to practice authenticity they know the importance of informing others why it is necessary to practice it. Whether it is a tough truth or not, they will still preach it.
10. They don’t need possessions from their surroundings to be happy
They are happy with who they are already. They are comfortable with their inner self and what is within provides the most happiness. They can find happiness in their work, their loved ones, and in their self. These simple things are enough for them to be happy. This is why they do not seek happiness from the outside whether in terms of possessions or people’s comments about them.
Casey Imafidon has been featured on Elitedaily, Inc.com, Thoughtcatalog.com, Success.com and many more blogs. Please contact him via email HERE if you need a writing job accomplished for you! This article is culled from LifeHack.
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10 Things You Should Know About The Tough Girl Who’s Actually Soft Inside
Every has to deal with a tough girl from the standpoint of the first impression you have of her? Then discover than underneath the tough exterior is a soft and mushy, loving and lovable person? This article is for you.
Have you ever found yourself in the throes of insomnia at 2 am, feverishly lost in the hot florescent light of an all-hours drugstore, eyes as large as saucers as you sleeplessly scan the faceless rack of magazines, searching for that one cover that promises to entice your senses and fill in the gaps of your restless night?
We are forever drawn to that one magazine cover; it’s the magnetism of the industrious cover girl, the tough babe, the badass chick clothed in faded black leather and effortlessly ripped jeans.
Moments after flipping through the gleamingly glossy pages of the magazine, we come to find this is a very different publication than we had assumed at the point of purchase.
When we were convinced we had spent our hard-earned cash on a magazine detailing the art of spiked collars and the recklessness of punk rock, it was instead about the hurt of unrequited love and the pressing pain of abandonment.
The book neglected to match the cover, so to speak. Just like books and magazines, there are girls whose outward style doesn’t represent their true character. Girls who, to the naked eye, project an image of steel nails, but once you scratch past the superficiality of their outer appearance, are made up of something surprisingly soft.
Girls encased in radically thick lacquer who wouldn’t allow anything to touch them, girls who blow rings of toxic smoke into the frail air with a dangerously sexy “I don’t give a f*ck” attitude. The razor blade of a woman whose energy is that of a freshly sharpened silver knife. She just looks so otherworldly fierce. So sinewy and unbreakable. So impossibly untouchable.
What most people neglect to grasp is that it takes a lifespan of unyielding work to build walls as high as the sky. It’s no easy feat. Sometimes it feels almost impossible to see past a tough girl’s ever-thick, leather-bound exterior.
So she roams the earth in steel-toed boots largely misunderstood. So what do these outwardly tough girls wish you knew about them?
1. She’s aware you can exit her life as easily as you can enter it
The most terrifying part of allowing someone into your furiously protected inner world is that once a person enters, he or she can also turn around and exit at any given time.
It’s something we have no control over. The tough girl knows this from personal experience.
Whether it’s a friend who unexpectedly lost her life, a parent who left without warning or a partner who tossed her aside like yesterday’s laundry — she’s felt the ache of loss.
She’s vowed to never allow anyone to get close ever again; it’s not worth the risk. So she pushes you away. Not because she wants to, but because she has to.
2. She respects herself enough to protect herself
Self-respect and insecurity are two very different things, and while the tough girl may be secretly insecure – she has a world of respect for herself.
She is so vehemently self-protective because she knows her value in the world.
3. Laughter is her pretty blue pill
The most universally effective way to mask vulnerability is to turn all that life throws at you into that of a meaningless joke. I mean, if she doesn’t even take her own life seriously, then no one else will either, right? Wisecracks are her ultimate crutch. If only.
There is always something lingering behind the excessive need to turn everything into a meaningless joke. Pain is the driving force of comedy, and laughter is her pretty blue pill, her everlasting prescription of Xanax.
4. She’s not immune to love
Her chest holds court to a massively huge heart that requires a multi-nation army of mass protection.
But if you were to push past the plethora of severely armed guards, you would see an insatiable hunger for love. The bigger the heart, the bigger the break.
5. There is more to her than meets the bare eye
Contrary to popular belief, there is far more to the tough girl than whip-smart quips and an out-of-this-world aura of confidence.
When you break open her shell of whiskey and leather, you will find a multi-faceted, hyper-complex girl – a girl with fears and desires and ambitions and dumb phobias and odd personality quirks and lovable flaws.
Just because it takes time for her to unravel these truths doesn’t mean they’re not there.
6. Her anxiety runs deep
So she’s ethereally calm, James-Dean-cool and wickedly collected on the outside. How very different is the still exterior to the brutal hurricane that exists within her.
I have this theory that goes as such: The more you endlessly discuss your anxieties, the less severe they are.
A girl who is a wide-open book, detailing her fears to anyone who cares to read has made peace with her neurosis. She’s confronted it.
It’s the girls who suffer in silence who are struggling the most.
7. Your words can cut her
The tough girl has worked hard to make us believe words are meaningless to her. She’s so seemingly fierce and unbreakable that something as vapid as a mere word couldn’t scar her steel skin.
So we play rough with her (it’s how she likes it, right?). Not so fast, sister. While maybe she’s set herself up for this kind of aggressive back and forth, it doesn’t mean your unkind words didn’t cut her.
When you so innocently called her “overweight” or “slutty” or a “slacker,” it hurt her just as much as it would hurt you. She just doesn’t show it; that’s the difference.
8. As tough as she is on you, she’s harder on herself
A tough girl is hard as hell on everyone who surrounds her, but her hardness to you is soothingly gentle compared to the enormous pressure she endlessly bestows upon herself.
A tough girl has integrity and wouldn’t dare to treat anyone differently than she would treat herself. She has a hard outlook on the world, and she is no exception.
9. She doesn’t necessarily want to fuck you on the first date
Tough elicits sexy while vulnerability elicits love. People automatically assume that the outwardly strong chick doesn’t need to be romanced, that she’s always down for sex. That pleasure is the intention. That she’s simply here to get her rocks off and doesn’t crave anything as mundane as affection. This is false.
The outwardly tough girl wants to be gorgeously wooed and relentlessly pursued just as much as the seemingly soft girl.
10. When she dares to love, it’s for life
Once an outwardly tough girl grants you permission into her guarded heart, it’s for life. That’s why she’s so very specific as to whom she allows in.
Zara Barrie is a senior writer for Elite Daily. She’s consumed by style, sexuality, women, words, fashion and feelings. She identifies as a “mascara lesbian” and lives beyond her means on the Upper East Side of Manhattan. This article is culled from Elite Daily, where it was first published.
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4 Clear Benefits of Investing In Mobile Mechanic Services
Mobile mechanics continue to gain popularity as a convenient and reliable way to get access to vehicle repairs wherever you may be. Whether you are at work, home or on the road, a mobile mechanic service is available to address your needs.
Aside from the cost effective aspect of this type of service, there are numerous other benefits that vehicle owners can look forward to. A breakdown in the middle of the road or your car stalling as you try to leave your home can be a frustrating experience.
Different Services
Regardless of the location, when your car malfunctions, your day is disrupted. Identifying a suitable mechanic makes it easier to handle the situation and get your car back on the road. Mobile mechanics provide an extensive range of services that include repairing various car parts and detailing.
Cost
- A key advantage of hiring a mobile mechanic service is the competitive pricing. You can expect to spend significantly less on mobile services than regular ones. This is attributed to different factors such as the lower cost of running a mobile business because there is no overhead of fixed premises.
- The business passes these savings onto its customers and is able to reduce costs without compromising on the quality of mechanic services.
- It is important to find out whether the mechanic is competent and qualified through research and asking some pertinent questions. This will enable you to find the right mechanics that can quickly provide replacements and repairs for your car parts.
- A good mechanic service always has insurance and provides warranties.
- When mobile mechanics arrive at your location they usually begin by thoroughly examining your vehicle to determine what the exact problem is as well as the parts that will be replaced or repaired. This allows them to give estimates that cover the costs of labor and repairs, which gives you the benefit of knowing the costs up-front so that you can be financially prepared.
Convenience
If your vehicle breaks down and you are unaware of what is wrong or why your car will not start, mobile mechanics will come to you. On the other hand, a regular mechanic would require you to arrange for towing services in order for them to have access to the car and to fix it. A mobile service does away with such costs and challenges because it comes to where you are.
Several breakdown situations can be dealt with where the vehicle is. In such instances, you will not have to worry about the cost of taking your car to the mechanic. While your car is being fixed you can take care of other obligations as you wait, especially if the repairs are being performed at your residence or at work.
Save Time
Going to a conventional mechanic may involve waiting for long periods of time because they usually have several customers who bring their cars in. Depending on how much time is required to handle various repairs, you may end up waiting for a long time before you get help. When mobile mechanics arrive, they immediately start working on your car and do not leave until the problem has been sorted out.
Harry Welsh is a freelance writer who admits that he can write about cars all day long. He enjoys keeping up with the latest developments in the automotive industry. To find out more about where to find mechanic services, please go to the site.
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Assisted Living For The Elderly: Common Concerns And How To Handle Them
It can take a lot of courage for both you and elderly loved ones to make the move into an assisted living facility. In the initial days, it is very natural that there could be problems of adjustment. You should spend some time to encourage him to talk about it, so that you can understand the concern and attempt to have it resolved. Rather than approaching the entire issue in an uninformed way, it is better to know in advance the nature of common problems so that you can move swiftly to address it. Some typical examples of problems faced by assisted living residents:
Not Being Able To Adjust To the New Living Style
In the initial period after taking up residence in the assisted living home, the environment can prove to be pretty challenging, especially if the person has never really lived in a community environment. Every small discomfort can assume alarming proportions, especially if the move has been against his will in the first place. The best way to deal with this is to give him a patient hearing, explain that the feeling of discomfort is natural, and encourage him to try out new things like a group activity or an in-house club. Help him to focus on the positive attributes of the new environment and you will see that with time what had seemed to be major irritants have shrunk in importance and the benefits of companionship and community living become more obvious.
Not Comfortable With another Resident
When the elder has been living alone or with just the spouse for a considerable time, it is natural that he will be set in his attitude about a number of things and the presence of group members could sometimes lead to friction and misunderstanding. Encourage your loved one to discuss the problem and how a solution may be arrived at. Often, as a new Houston assisted living resident, he may not even be aware of the procedure in the facility to resolve the problem. Take the facility’s staff into confidence and arrange for an extra effort by all concerned to put him at ease and reduce the cause of the discomfort.
General Tediousness
As the person may have been living independently, he may have become set in his ways and refuse to interact with other members of the community. Under such circumstances, it is natural that time may weigh heavily on his hands and he may be completely bored even though most good facilities have a whole host of activities planned for the residents to participate in. If your family member complains of boredom find out how he has been spending his time. If due to shyness, he has not been participating in group activities, try and take him along to one such activity with you and get him introduced to other members and break the ice, so to speak. Discuss with the authorities of the home, if he can continue to visit a social club that he had been habituated going to earlier.
Abuse by a Fellow Resident
With so many different types of people living in the same community, it can always happen that your loved one is at the receiving end of aggressive behavior of another member. In fact, there are many psychological and medical conditions that can lead to aggression and conflicts getting out of control. In case this has happened more than once, it helps to know what has exactly happened by asking both your family member as well as the facility staff. In case the situation persists, you should alert the staff and ensure that appropriate action is taken, and monitor the situation till it is evident that the problem is no more.
Conclusion
Living in an assisted living community is a huge challenge to a new resident as he must not only adjust quickly to a new physical environment but also to the administration and fellow residents. With his usual lifestyle under so much pressure, it is not unusual for the resident to face more than a few problems. However, with a little time, understanding, and guidance, it is normal to find your loved one to have settled into a healthy routine and begin to actually enjoy the companionship of residents of the same age.
Graham Dickinson is the senior sales manager of a premium Houston assisted living facility. He makes it a point to explain what assisted living really entails to prospective residents and their families and also discusses potential problems that can arise and how they can be resolved.
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Do You Want To Reduce Credit Card Processing Costs?
Do You Want To Reduce Credit Card Processing Costs?
It’s a fact of life in today’s society that paying with credit card is quickly becoming the norm. What does this mean for small business owners who are starting to branch out and look to widen their appeal?
Well, it means that they will need to start considering accepting credit card payments if they haven’t done so already. It also means that they will quickly have to deal with all that that decision brings along with it.
Namely, processing fees are something that small business owners will have to understand and accept. That doesn’t mean that you need to just accept any old rate, of course. You should shop around look for ways to reduce credit card processing costs. Let’s look at some methods to do so!
Free Online Merchant Account
One way that you can work towards reducing credit card processing costs is by ensuring that the service package you have is a fairly priced one that offers a good value for the cost. Some services are more cost effective than others, in other words, and you want to look for options that offer you things like a free online merchant account with your service – that’s one less thing that you have to worry about paying for.
Lowest Credit Card Processing Fees
Another way to lower credit card processing costs is to actually find a service that offers a lower rate than what you are currently paying. It sounds so simple, and yet many business owners feel as though they cannot shop around once they find a service. This is not true! You can always look for a better option and then determine the best way to go about growing your business.
Merchant Account Solutions is a great merchant account and credit card processing provider that works to grow your business, not bog you down with high fees. Take a look at their website and see how their services can help you succeed.
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Tutor Agencies – Assisting Parents To Select Home Tutors
Home tuition agencies are in great demand to ensure supply of quality home tutors. This is an age of specialization and teachers are also expected to be specialists of specific subjects. If you want to make a career as a tutor you can get enrolled in any of the home tuition agencies for seeking suitable assignments of teaching at home.
The agencies are the perfect platform for students and tutors alike. The Internet is the best place to locate a tuition agency to help you out with a tutor for your child. As the trend of tuition is growing, the demand for the right agency that can help you to find the tutor of your choice is also growing.
Serving students as well as tutors
Tutor agencies are like meeting places for parents and tutors. The agency is primarily a business unit that facilitates the meeting by providing a platform. The competition is intense in the education field and every parent wants their child to excel in studies. This aspiration has fuelled the market of tutor business that has presented the tutor agencies with great opportunities of business. They have access to a pool of tutors who are enrolled with them and direct them to students. They usually charge a commission fee from the tutors for every successful engagement that they offer. Some agencies can even employ tutors but it depends on the business policy.
On the other hand, in order to attract more students, some tutor agency like Smile Tutor of Singapore does not charge any fees from students. Students have only to pay the teacher for the services that they receive. It is a free service for students that actually acts as an incentive for driving more students to the agency.
The role of coordinators
Parents searching for tutors at home are led to the coordinators of the tutor agency. The coordinators are the back bone of the tutor agency as they actually undertake the facilitation process and help parents to identify the tutor that they are looking for. Coordinators are the front end contacts of the agency who understand the needs of parents and match the requirements with the pool of tutors that they have at their disposal. Besides the quality of tutors, other aspects like matching times and proper location are also part of the coordinator’s job. After all, they are the pivots of the business of tutor agencies.
Variety of tutors
Regardless of the qualifications and experience, a variety of tutors are empanelled with tutor agencies. Some may offer full time services while other may do it part time. The latter type is mostly under graduates of universities who need some financial assistance and offer tuitions to school students. In Singapore, tutors are never employed with the agencies. They pay a commission to the agency on finalization of student contract. Tutors are paid by the client for the services they render.
The tutor engagement is without any obligations on the part of the agency and replacements are arranged in case students are not happy with the tutor.
Michael Sullivan is a social scientist who takes special interest in the education of children. He has been an advisor to Smile Tutor, a Singapore based tutor agency. Educating parents about the trends and happenings in the education sector is captured in his writings. Currently he is engaged in a research on the subject to tutor business.
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Bankruptcy: Taking Into Account The Possible Consequences
Though there are numerous myths and misconceptions about bankruptcy, it is indeed a fact that filing for insolvency does lead to a few factual consequences that you simply cannot undermine. Some of the bankruptcy consequences have positive implications while there are some that leave a negative impact.
Just like all other legal procedures, there are diverse factors to keep in mind before you opt for filing a bankruptcy. Bankruptcy is certainly a unique legal concept and even some non-bankruptcy lawyers could get pretty confused regarding its consequences.
There is a tremendous amount of social stigma attached to insolvency that time and again hampers your judgment and you often find it difficult to accept bankruptcy even if it is the last resort.
The fact remains that bankruptcy does end up damaging your self-esteem and credit profile, but remember it could be the only option left to you to get out of the strangling debts you are currently burdened with. If you do not opt for it, your finances could hit rock bottom. Your life would be falling apart.
Fortunately, there are certainly some positive consequences of bankruptcy and you should consider focusing on them, given your current financial distress. Here are some of the consequences that every debtor must be aware of before opting for insolvency as a debt relief option.
Stops Wage Garnishment
Wage garnishment puts a whole lot of pressure on your shoulders as there is absolutely no way you could avoid the monthly payments. According to the court’s decision, your creditor would be entitled to a part of your income every month until you have paid back the full amount. As you are obviously under tremendous financial distress and finding it difficult to make ends meet, it is quite natural that wage garnishment would make your current financial issues even worse. On the contrary, if you are filing for Chapter 7 bankruptcy, you could permanently put a stop to wage garnishment.
Prevents Car Repo
If your workplace is far away from where you live, especially, if you are not that young and energetic anymore, you definitely bank on your car to travel to and fro. Without your car, it is quite likely that your work efficiency and performance would be adversely impacted that could lead to job loss. If you file for bankruptcy, it would prevent your vehicle from getting repossessed.
Helps to Delay Your Home’s Foreclosure
If you are going for a foreclosure of your house, filing for bankruptcy could be effective in stalling the foreclosure process. This would automatically allow you some more time for catching up with your mortgage payments. Sometimes, if creditors realize that your property is not as valuable as they thought and if they think that it could only cost them more for selling the property, they could just abandon it. You could then be allowed to keep it. Browse through Carson law firm website for more detailed information on bankruptcy solutions.
Automatic Stay on Most Collections
As soon as you file for bankruptcy Chapter 7, an automatic stay comes into immediate effect. The automatic stay is able to stop most of your creditors from attempting to collect the debt amount from you. Moreover, during this period the creditors cannot take any legal recourse like garnishing of wages etc. Your creditors are barred from taking control over your bank account, cutting off your utilities and taking your property.
Some Negative Consequences
Bankruptcy does have a few consequences that impact you negatively.
Credit Rating
If you have filed bankruptcy, your credit rating would surely be impacted and the insolvency entry would be very much present in your credit profile for many more years.
Future Credit
Bankruptcy could adversely affect your capability to get future credit. If you are applying for a credit exceeding a set amount, it is necessary for you to keep the credit provider well-informed about your bankruptcy. Remember that credit reporting agencies would keep track of your financial insolvency details for 5 years since you became bankrupt or 2 years since when the liquidation is supposed to end, whichever is supposed to be later.
The Case in Favor of Bankruptcy
Bankruptcy gives you a fresh lease of life financially. Bankruptcy, despite some of its negative consequences on your credit, should be considered because it would certainly give you an opportunity to rebuild your financial life. When all other debt relief options are exhausted and when it is just not possible for your current income to cope with the ever-mounting debt, it could only be logical to file for bankruptcy.
Conclusion
After weighing the positive and negative consequences, you must determine what works best for you. Some of you could be skeptical about insolvency and it could be difficult for you to even imagine how to tackle such a situation. It could leave you depressed and terrified but soon you would realize that bankruptcy is not necessarily evil and it does have a really brighter side. You must acknowledge that privation is certainly not the end; it surely is the beginning of a better phase in your life as it teaches you important lessons about handling your finances.
Jason Hartman is a financial advisor at a private firm. He is an expert on debt management, bankruptcy, and other issues ranging from loans to settlement. He runs a blog for sharing articles to help his viewers understand where they stand in their cases. He recommends excellent resources like Carson law firm website.
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Common Traps Of Debt Consolidation And Ways To Avoid Them
You may be in a situation where you are entirely drowned in debt. Debt consolidation can appear to you as the gift from God, at that moment. But, there are few traps that you must be careful of, when you are using the debt consolidation plan.
Here are some ways to avoid the debt consolidation trap.
Identify The Root Of The Problem
When you are in a debt ridden situation, you should identify the root cause of the problem. Often, you need the debt consolidation, because your expenditure has gone out of your hands and the repercussions cannot be managed. You should talk with the counselors to find the perfect solution. As the debts did not appear in one day, the solution will also not come overnight. You are required to change your manner of expenditure and need to make some sacrifices.
Research Options Before Consolidation
Most of the times, you do not look out for other options besides the debt consolidation. This is a very wrong step as you need to research properly before taking the final decision on debt consolidation. Debt management and debt settlements are the other plans. Debt management plays the role of the agreement between the creditors, you and the credit counseling agencies. The credit counselors will work with your creditors for consolidating the entire loan amount at lower interest rates. On the other hand, debt settlement is the process of paying the lump sum amount, which is less than what you actually owe.
Consolidate The Right Debts
There are many cases, when the consumers consolidate their entire debts. You should notice the interest rates of the debts and specifically consolidate the high interest rates. When you are clubbing the debts with the lower and the higher interest rates into a single payment scheme, you are actually paying higher, with the debt consolidation plan.
Use Credit Cards Wisely
When you are under a debt consolidation plan, you are not actually staying in the debt free situation. So, it will be wrong, if you start using your credit cards, just like you used to. You should remember that you are not totally carrying a clean slate and still have some debts outstanding. So, the credit card usage should be reduced as much as possible.
Choose Right Professional
You should select the right professionals for dealing with your finances. You should check all the charges before getting into an agreement with the professional agency. The debt settlement firms cannot legally charge any fees from you, without obtaining any results. You can consider the Business Bureau, reviews and the company websites before selecting the professional organization.
Plan And Move
Try to plan for moving forward. You should talk with your financial adviser, credit counselor and your family for creating the right budget that balances your income and expenses.
Make sure your budget includes keeping aside some money for any future emergencies like, job losses or medical emergencies. You can also save for seasonal expenses like holidays, Christmas or wedding gifts, etc.
David Samuel is a financial expert who provides tips on debt consolidation. In this article , he talks about the various traps of the consolidation and the ways of avoiding them.
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4 Simple Ways To Choose The Right Digital Signage Templates For Your Brand
The contemporary business environment is more competitive than ever before. This is more so for brick and mortar businesses that have to compete with larger brands on the same street and a growing online platform. To gain a competitive edge, you need to think outside the box by leveraging the latest advertising technology to make the right choice. Digital signage has evolved as the most popular marketing tool over the last two decades.
Leveraging Digital technology
Whatever type of business you are running, using digital displays gives you a competitive edge. In restaurants, these displays enable easy changes to prices, menus and special offers. For any other business, digital advertising boards allow interactive marketing, better customer experience and you can easily integrate social media into your digital marketing campaign.
This is also a more affordable alternative to traditional media advertising and guarantees abetter ROI. According to a study by Arbitron, digital signage in public reaches more people than Facebook and online videos. The content is also easy to remember; major companies such as McDonald and Java have embraced this advertising tool with great results.
Choosing the Right Digital Signage Template
There has been a significant shift in digital signage away from the technology to the content and how well this content is displayed. This is the reason you need to compare different digital signage templates to find one that creatively presents your content to the target audience.
When choosing a digital signage content management system (CMS), one of the major areas of focus should be the type of templates available. To find the right template for your business, consider these factors:
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Digital Signage Goals
Every business is unique and when looking for the best template form for your digital signage CMS, always consider your needs first. You should consider the type of content you are going to be using; video, graphics, text, audio and check whether the template is optimized to support it.
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Ease of Use
The best digital display templates are easy to use and you don’t need any prior training in IT to use them. Most of them feature drag and drop feature where you just need to create your content and drop it on the template to create magnificent displays. A good template is easy to set up in a one-click format.
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Customization
Every business is unique and to make your digital displays stand out, you should look for a template that is easily customizable. While most providers have categorized templates according to industries, you will still need to customize the layout in order to display the content as per your business needs.
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Aesthetics
If you are running a spa business, you want to create displays that create an ambient atmosphere. The same goes for a restaurant, bar or a hotel. In essence, the templates you choose should be aesthetically appealing without being gaudy. A good template allows easy presentation of content in order to capture the attention of the viewer. Look for an elegant template that easily presents your content to the viewer.
When looking for a template for your digital signage, consider an easy to use and highly customizable option. This saves you money and allows for flexibility in editing content.
Jane McGinley is a marketing consultant based in Chicago. She has been in the business for the last two decades working in different positions. She is currently a consultant working with http://ift.tt/2gBAEtu
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4 Reasons Your Business Needs to Use Online Fax
Is your business still using an outdated fax machine to send files? Fax machines have hardly experienced any upgrades since they first debuted in the 1970s, and now is the perfect time to bring your office communications fully into the 21st century with efax.
It’s easier than ever to do so thanks to online fax systems. If you’ve never heard of the concept, check out these fax resources for a quick orientation. Otherwise, here are four excellent reasons why your business needs to start using online fax also known as efax.
Online Fax Is Environmentally Friendly
An online fax system allows you to make truly paperless communications. Whereas a document has to be printed out before it can be fed into a fax machine, online faxing allows you to send documents just like you send emails. The file will be delivered to the recipient’s fax machine, and they need to fax something back to you, it will land in your email inbox. You get to decide what truly needs to be printed, if anything.
You can also forgo purchasing additional items, such as ink and the fax machine itself, which further reduces your environmental footprint.
If your business is eco-conscious, subscribing to an online fax system is a no-brainer.
Have a Truly Mobile Office With eFax
Do you like working from home, at coffee shops or perhaps even on the beach? Then the last thing you want to do is have to nip back to the office to retrieve a document from a filing cabinet and fax it to a business partner.
Your sales team also needs to be able to work from virtually any location on the planet in order to chase up leads and finalize business transactions. They, too, should be able to retrieve documents within seconds and fax them without ever having to inquire as to the nearest fax machine.
Online fax gives you the freedom of a truly mobile office. There is no need to find a file in your office or to print one out and then hunt down a public fax machine at your disposal. Doing all of this takes cuts into the productivity of your workforce. Let your employees focus on things that require a truly personal touch, and let technology do its job.
Sending Faxes Online Is More Secure
When you fax large documents, you run the risk of misplacing a page or two when preparing and sending the fax. If the nature of your business means you handle highly sensitive or confidential documents, you definitely don’t want to run the risk of misplacing a sheet. Having your own dedicated fax machine is one thing, but what if it breaks and you need use another machine? Or what happens if your business’s fax machine is used by multiple departments and secure information ends up in the wrong hands?
Online faxing makes it impossible to lose pages in such a manner, never mind entire documents. Erase an entire set of “what ifs” from the equation with secure, encrypted email-to-fax systems.
Online Fax Saves Time
Last but certainly not least, sending your faxes via email saves time, energy and, yes, even money!
Think about the faxing process for a minute: first you have to look through a filing cabinet to retrieve the document you need. Or, you need to look through your computer files and print out the document, which could take some time depending on the length of the document and the speed of the printer. Next, you need to send the document through the fax machine. Remember, a fax machine has to scan every single page in order to send the facsimile to the recipient. This is not a problem for a single-page form, but it will take a lot of time. Although you don’t need to stand around and watch every page go in, you ought to stay close in case of a problem, such as a paper jam.
Once the file has been faxed, it must be returned to the filing cabinet or shredded.
Now, think about how long it takes to send an email. The two processes share one potential step: finding the file on the computer. If you have an organized, intuitive filing system, you’ll get there in just a few clicks. And if you can’t find it right away, you can use the search function to pull it up. You won’t even have to get out of your chair to find the file. After a few more clicks, the file is sent. Done and dusted!
When your workforce isn’t too busy worrying about using outdated technology, they can focus on what really matters: providing an excellent product or service to your business’s customers. Get rid of your fax machine once and for all and step proudly into the 21st century with an online fax service. It’s there when you need it and doesn’t even take up any extra space in the office.
Guest writer Cathy Habas would like to thank eFax Australia for giving inputs in the article.
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6 Reasons Why You Need To Hire A Copyrights Lawyer
Are you an artist, a musician, filmmaker, design engineer, a programmer, an architect, or a writer? Do you wish to protect your creative work or intellectual property? Get a copyright or an intellectual property lawyer.
At a time where everyone has access to the internet or software applications to edit productions, your work can be easily used by another person without crediting you and reaping profits from your work. You have worked hard to create your unique works and protection is necessary. Since it is impossible to watch every hand accessing your work, you need a lawyer.
Here are more reasons why a copyright or intellectual property lawyer is necessary:
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Copyright registration
Even though the law recognized published work as copyrighted work, there are gaps in the law providing the protection and you therefore need to register the work. The federal Copyright Act governs copyrights and protects dramatic works, literary works, musical works, architectural works etc.
The sections of the act should be adhered to during registration and a lawyer will help you in the process since it can be lengthy and complicated.
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Obtaining statutory damages
If your work is copyrighted, an attorney will be needed to argue the case in court. The statutory damages for a registered copyright range from $750 to $150,000, but getting that amount will need a proficient legal brain with experience in similar cases.
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A lawyer will negotiate your contract terms
As an artist, you may find yourself struggling with the contracts and the terms stated therein. Getting a contract written and signed is easy, but are the terms favorable to an artist or any owner of intellectual property?
Contracts are legally binding once signed. A lawyer knows this and they will only let you sign when the contract is favorable and when there is a clause that outlines how situations arising later will be handled. Limitations that are unfavorable in clauses will be exposed and expunged if necessary.
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To fend off DMCA Claims
The DMCA is the Digital Millennium Copyright Act. Claims can be placed to the authority where you can be accused of posting or using content without the owner’s permission.
In such copyright infringement cases, you can lose your assets or suffer other tough punishments. To get off the DMCA hook, you will need a highly trained and richly experienced lawyer to defend you.
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Licensing your work to others
Commercials, businesses, and other artists may want to use your work. Though this is an exciting and often rewarding opportunity, you shouldn’t sign away the rights to your intellectual property carelessly.
Get a lawyer. A good lawyer will prepare a contract, and any other supporting document for licensing your property to be used by others. A lawyer will basically protect you from yourself.
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Copyright renewal
Renewals can easily go unrecognized. This can result in high penalty fees. As you work hard and get busy, a lawyer will help run things by ensuring that the copyright registered is renewed in time.
In conclusion, a copyright infringement lawyer is the most important person in an artist’s life. Protection of intellectual property is important and an experienced, knowledgeable, aggressive, and a lawyer with a high level of integrity is the person you should hire to protect you.
Meghan Canon is a renowned copyright infringement attorney in San Diego. She runs a big law firm specializing in commercial, corporate, and business law. When not working, she enjoys cooking and teaching.
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4 Tips On Debt Consolidation That Will Aid Effective Debt Reduction
Are you neck-deep in debts? Is your ever-mounting debt getting out of hand? If yes, you must look for an effective solution before things get worse and you are in a deeper financial mess. Do not allow your debts to overpower you and become bad debts because before you realize it, they would make your life real hell.
The best possible way to get rid of them is to pay them off as quickly as possible. You must opt for consolidating your debts. Try consolidating all your loans and opt for an effective consolidated debt loan. Prior to opting for a consolidated debt loan, you need to make a proper and comprehensive list of all your debts. You may be wondering as to how to get going with the list. Preparing the list is not a big deal at all. Here are some effective ways of handling the situation.
Prepare a Comprehensive List of Debts
You need to have a list comprising all credit card statements you are having. If you are having multiple credit cards, then you need to get all the statements in order for each one of them. Once you have all of the statements together, you must calculate the total debt amount you are currently using. You need to examine your statements and find out how much you are paying in terms of interest. Once you know that, all you need to do is to make a list of all your credit card debts from highest to lowest interest rates. This would be a great way to make a start.
Consult an Expert for a Consolidated Debt Loan
Once you have prepared the list, you should be able to determine your next course of action. You should take appropriate measures on your own but if you are unsure about what to do next and how to go about it, it is a good idea to get in touch with a financial consultant who could assist you with some expert tips and guide you every step of the way. Though you may end up spending some money, it could be a fruitful idea to consult a financial expert. He would be giving you some professional advice on how to go about debt consolidation. He would help you in getting the most-suited consolidated debt loan. For identifying the most suitable loan, you must do ample research. You must have sound knowledge about all the terms and conditions involved and precise interest rates that are applicable to your consolidated debt loan.
Loan Application Process
Once your research is done, it is time for the loan application. If you have done the research and are ready with the papers and relevant documents, your loan application should be approved but in case it is not, you could consider something else such as credit counseling agencies. However, if your loan has been approved, you must pay off all your debts at the earliest possible. Once your debts are paid off, make a stern resolution not to get into debts ever again in future.
Loan Payment Details
You must be very careful and alert regarding the actual interest rate charged on your consolidated debt loan. Read through the loan agreement or contract meticulously and see if there are any hidden fees. Go through the fine print carefully. You must stick to paying an amount each and every month to ensure hassle-free debt payment within a short period of time. If you fix and divert a relatively high amount towards monthly EMI or repayments, it would be effectively slashing down the time period required for paying off the debt. Develop new healthy habits. Do not use your credit cards unnecessarily on frivolous expenses.
Conclusion
If you are opting for debt consolidation, you should be paying off the debt fully. Many people who have opted for consolidated loans often think that they now have access to debt relief so they could enjoy shopping and go overboard with their so-called new money. This is a big mistake. The loan money is strictly for paying off all your debts so that you could start afresh without any debt burden. However, you must remember that people who have opted for consolidated loans necessarily, need to assess their lifestyle and alter spending habits by making slight adjustments to ensure a debt-free existence in future.
Charlie Brown is a freelance writer, avid blogger and adventurous individual. He enjoys going out with friends, attending concerts and listening to his favorite music.
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5 Ways To Blend Air Conditioning With Interior Home Décor
As a homeowner, you are always looking for ideas to improve your living space. One of the greatest ideas is adding a ductless air conditioning system, which is more efficient and less costly. The system however comes with new challenges. For instance, it affects your home’s original décor and you have to think of ingenious ideas to keep it out of sight.
The last thing you want on your property is to have an AC unit blocking your immaculate décor. Still, you don’t want to obstruct the unit because it will not work effectively. This presents a challenge because you want a comfortable home and your ductless unit has to remain in an obstructed location inside your home.
Well, here are some ideas from acmanhouston.com that you can utilize to add your AC system without interfering with the décor:
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Go for white of Black Units
White and black colors go with any type of décor. A black or white unit will integrate into any type of décor you have and choosing the location will not be a big issue. It will not stick out like a sore thumb and your indoors will still feel comfortable.
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Recessed Wall
If you can make structural adjustments in your house, go bold and cut out a space on the wall to accommodate the unit. This idea is great for homeowners because the air conditioning unit will comfortably blend into the wall and you will not have to worry about it affecting your home décor.
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Over a Window or Doorway
These spaces are not overly visible and in any case cannot be used for storage. You can easily fix the AC unit on top of your window and no one will ever notice. At this position, it will work effectively and make your home comfortable. The top of your doorway is also hard to spot and the unit will still work efficiently.
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Above Cabinets
This space cannot be used for storage and would otherwise just gather dust. However, you can creatively add the AC system above an armoire or cabinet in any room and it will work without any obstruction. The color of the cabinet or armoire should blend with the AC system to give a better finish. If you have a bookcase, the space above it can also be used creatively to hide the AC unit.
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Among Wall Decorations
If you have art decorations or other fixtures on the wall, you can creatively add the mini-split unit as part of these decorations. You can create a custom shelf to hold the unit and it will not become a focal point of your décor. It perfectly blends with the wall décor.
A mini-split is a great home improvement to your home but you should also be ready for the impact it can have on your home’s décor. It is important to consider tailor-made changes to your home décor in order to integrate the unit without affecting its performance. More importantly, talk to your interior designer for more ideas on hiding your indoor air conditioner.
Mark Robertson is a highly qualified contractor, writer and home designer in Houston. He has over 21 years in the industry and some of his designs are available from acmanhouston.com.
The post 5 Ways To Blend Air Conditioning With Interior Home Décor appeared first on The Trent.
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Top Relaxing 5 Christmas Gifts You Can Give Your Parents
It is Christmas, the season to shop for presents. And of course, you definitely want to include your parents on the list when you go shopping. But then…when the holiday season comes rolling around, there’s a good chance the parents on your shopping list need just about everything from household items to kitchen gadgets and more.
Thanks to the recession, a lot of Nigerian parents have been wound up tight since the start of the year and would rather benefit from a gift that ensures they catch a break and just chill. Here are top 5 Christmas gifts for your Nigerian parents who need to chill.
Holiday package from Jumia Travel
A great way to gift your stressed-out parents is to pay for a short relaxation or get away. From special family holiday package in Abeokuta at the Green Legacy Resort to Amazing Beach Holiday at La Campagne Tropicana, Lagos, there are many packages to pick from.
Tickets to Wakaa: The Musical
Music is certainly food for the soul and your parents will definitely benefit from attending all of the music events slated for Christmas this year. A musical like “Wakaa” will be perfect as it will allow them to enjoy music in a calm and serene environment where they don’t have to brush shoulders with juveniles or anyone else really. The Musical which features a 100 man cast will cover 11 shows spanning 5 days at the Shell Hall, Muson Centre, Onikan.
Christmas Brunch at Four Points By Sheraton
It’s Christmas and Four Points By Sheraton is not disappointing as they have so many festive offers your parents can benefit from. One of the offers which would be great to gift your parents is the Christmas day brunch at their Brazzerie restaurant. The brunch which will hold on December 25, 2016 from 12.30pm – 5.00pm will just cost about NGN14, 000 per person.
LG 65″ Curved OLED TV 65EG960
A good way to escape stress and worry is by diving into the make-believe world of TV. And seeing as your parents are probably older, wouldn’t it be great to gift them with a Television set that won’t have then squinting and straining their eyes? Although it will probably leave a dent on your wallet, it would definitely put a smile on your parents’ face.
Barbeque Grill
The perfect way for your parents to relax and chill is by spending time with family friends, and a good way to make that happen is by ensuring they have a barbeque grill at the back of their house for such get-togethers.
Nkem Nkem is a PR associate at Jumia Travels
The post Top Relaxing 5 Christmas Gifts You Can Give Your Parents appeared first on The Trent.
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5 Reasons Nigerians Should Ditch Their Blackberry Phones
Nigerians generally have a love for blackberry phone and accessories, but it’s time to face facts. The BlackBerry is on its last legs and now is the best time to ditch it and move on. Aside from the fact that BlackBerry phones sales have been disappointing, and the company has announced that it’s essentially up for sale, there are certain reasons users should discard their devices now.
Here are 5 reasons Nigerians should ditch their blackberry phones this December.
The Facebook app cannot be accessed on Blackberry
What is life without easy access to Facebook, really? You basically cannot download and use the Facebook app on Blackberry phones anymore. Facebook made an announcement earlier this year which said that by March 31sth 2016 they’ll no longer support Facebook native app on all blackberry OS including Blackberry 10, and the app will be discontinued and replaced with a web app. The change automatically implied that BlackBerry Hub integration no longer exists on Facebook. You basically can no longer share items like pictures and videos directly to Facebook using the Share icon…and that sucks.
WhatsApp for BlackBerry will stop working on the 31st of Dec., 2016
Come 31st of December 2016, WhatsApp for BlackBerry phones will stop functioning. The Blackberry Messenger died a long time ago and WhatsApp has since reigned supreme as it can deliver instant message across types of OS. Without the WhatsApp, there really is not much you can do with your Blackberry phone in Nigeria really. Who needs a BlackBerry phone when it has only a fraction of your total friends?
Blackouts
While the Blackberry phone was once renowned for being the most reliable as regards email and text-message service, the reputation has since been plagued by intermittent blackouts. One minute you are on your phone and the next meeting you can’t access anything…and even worse, sometimes you hardly can get tangible correspondence from RIM on what was going on. With a plethora of other options in the market, why stick to the Blackberry really?
Still no Siri-like assistant
Most phones, especially the iPhone, has avoice-command software responds quickly and accurately to spoken direction, allowing users to send messages, schedule appointments, and make calls just by asking it to. Blackberry on the other hand, does not have any assistant that sharp or basically, worthwhile. Having voice-command software in this day and time is becoming more of a necessity, so it really just makes more sense to let go off your blackberry now.
Inconsistency in settings and applications
If you have used blackberry for a long time, you most certainly would have noticed the lack of consistency in its settings and options. While some of the programs and applications could be downloaded OTA, some other applications need to be imported from the computer. This makes it all kind of laborious as it seems like a chore, finding updates and programs. It certainly is easier to go with other phones that feature settings which are clear and easily accessible and also, has a user interface that is intuitive.
Nkem Ndem is a PR Associate at Jumia Travel.
The post 5 Reasons Nigerians Should Ditch Their Blackberry Phones appeared first on The Trent.
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